Professionally prepared CMA data, financial projections, repayment schedules, DSCR/IRR analysis and project viability reports that meet bank and lender requirements.
Banks and financial institutions do not just look at your business history — they look closely at your projected financial performance. A poorly built financial model, with unrealistic assumptions or missing analysis, raises red flags for credit officers and can result in rejection or significant delays.
Finex Finance Solutions prepares bank-ready financial models and project reports that are credible, thorough and structured to align with lender evaluation criteria. Our models are built to withstand scrutiny.
Credit Monitoring Arrangement data prepared as per bank format with historical and projected financials.
Realistic multi-year P&L, balance sheet and cash flow projections with supporting assumptions.
Debt service coverage ratio and internal rate of return calculations validated against lender benchmarks.
Detailed loan repayment schedules showing principal, interest and balloon payments across the loan tenure.
Any business applying for a term loan, CAPEX loan or project finance facility needs a bank-ready DPR and financial model.
New businesses need credible projections to support loan applications and investor presentations.
Existing businesses planning capacity expansion need updated financial models to support enhanced limits.
Companies raising equity capital need investor-grade financial models with clear valuation support.
CMA (Credit Monitoring Arrangement) data is a standardised financial statement format required by banks for assessing working capital and term loan applications. It includes historical financial statements and future projections in a format that allows credit officers to evaluate financial health, working capital requirements and repayment capacity. Most banks require CMA data for loans above a specific threshold.
Most banks require 3 to 5 years of financial projections for term loans and project finance applications. The projection period should cover at least the full loan tenure. We prepare projections for the period your lender requires, supported by clear and realistic assumptions.
Yes. For new businesses, we build projections based on market research, capacity assumptions, industry benchmarks and the specific business model. While lenders scrutinise new business projections more carefully, a well-structured and credibly justified model significantly improves the application's credibility.
Let us prepare the financial documentation your lender or investor needs to say yes.
