As your consultant for loan approvals, we support cash credit limits, overdraft facilities, term loans, business loans and working capital structuring at the best rates and lowest rate of interest — with complete MSME loan documentation to help your business manage cash flow and fund growth.
Cash flow is the lifeblood of any MSME. Whether you need funds to purchase raw materials, manage receivables, meet payroll obligations or seize a growth opportunity, the right working capital structure makes the difference between a business that grows and one that struggles.
Finex Finance Solutions helps MSMEs across Gujarat structure and access the right type of working capital finance — and prepares the documentation banks require to evaluate and approve it.
Cash credit and overdraft facility structuring matched to your business cycle and turnover.
Fixed-period business loans for capital expenditure, equipment or business expansion.
Complete loan documentation preparation including financials, projections and bank papers.
We coordinate with the bank and follow the application through to sanction and disbursement.
Working capital for raw material purchases, production cycles and trade payables management.
CC limits and OD facilities to manage stock financing, receivables and seasonal demand.
Term loans and working capital for operational growth, marketing and capability expansion.
First-time MSME loan applicants who need help presenting their business case to lenders.
A Cash Credit (CC) limit is a revolving facility you can draw on and repay as needed, typically used for day-to-day working capital needs like purchasing raw materials or managing receivables. A term loan is a fixed-amount loan repaid in EMIs over a set period, typically used for capital expenditure like buying machinery, equipment or fixed assets.
Typically required: KYC documents, MSME registration certificate, last 2–3 years audited financials, IT returns, bank statements, GST returns, stock and debtor statements, projected financials and details of existing loans (if any). Requirements vary by bank and loan amount. We guide you through exactly what your lender needs.
Yes, though options may be more limited for businesses without a track record. MUDRA loans, CGTMSE-backed loans and certain government schemes support new and early-stage businesses. We can assess your eligibility and identify the best available pathways.
Get practical guidance on working capital structure, loan options and the documentation your bank needs.
